Directors & Officers Insurance

Whilst a company's liability may be limited, the liability of a Director for a wrongful act is not. Directors of companies are increasingly treated as professional people and the duty of care expected is that of a professional person.

Transparency is expected and Directors (and Officers for that matter) must provide shareholders and other stakeholders (including employees and customers) with the knowledge required to enable them to make informed decisions about their company.

Cadbury, Greenberg, Hamel & Higgs reports have all resulted in recommendations on Corporate Governance. The Companies Act (2006) makes further demands on Director's responsibilities, so that liability may now arise from a lack of care and skill in the performance of their duties.

As a result, many non-executive Directors today, would not join a board without the protection of Directors' & Officers' Insurance.

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In the event you wish to notify the insurer of any incident that may give rise to a claim please call 020 7280 9000.